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| Privacy Policy |
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Notice of Your Financial Privacy Rights
| FACTS |
WHAT
DOES GEHANT BANK DO WITH YOUR PERSONAL INFORMATION? |
| Why? |
Financial
companies choose how they share your personal
information. Federal law gives consumers the right
to limit some but not all sharing. Federal law also
requires us to tell you how we collect, share, and protect
your personal information. Please read this notice
carefully to understand what we do. |
| What? |
The
types of personal information we collect and share depend
on the product or service you have with us. The
information can include:
- Social Security
number
- Account
balances
- Payment history
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- Credit history
- Overdraft
history
- Account
transactions
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When you are no longer
our customer, we continue to share your information as
described in this notice.
|
| How? |
All
financial companies need to share customers' personal
information to run their everyday business. In the
section below, we list the reasons financial companies can
share their customers' personal information, the reasons
Gehant Bank chooses to share, and whether you can limit
this sharing. |
| Reasons
we can share your personal info |
Does
Gehant Bank share? |
Can
you limit this sharing? |
For
our everyday business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For
our marketing purposes -
to offer our products and services to you |
No |
We
don't share |
| For
joint marketing with other financial companies |
No |
We
don't share |
For
our affiliates' everyday business purposes -
information about your transactions and experiences |
No |
We
don't share |
For
our affiliates' everyday business purposes -
information about your creditworthiness |
No |
We
don't share |
| For
non-affiliates to market to you |
No |
We
don't share |
| Questions? |
Call
815-628-3121 |
| Who
We Are |
|
| Who
is providing this notice? |
Gehant
Bank means H.F. Gehant Banking Co. |
| What
We Do |
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| How
does Gehant Bank protect my personal information? |
To
protect your personal information from unauthorized access
and use, we use security measures that comply with federal
law. These measures include computer safeguards and
secured files and buildings.
We also maintain other
physical, electronic and procedural safeguards to protect
this information and we limit access to information to
those employees for whom access is appropriate. |
| How
does Gehant Bank collect my personal information? |
We
collect your personal information, for example, when you
- Open an account
- Apply for a loan
- Give us your
income information
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- Provide employment
information
- Give us your
contact information
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We also
collect your personal information from others, such as
credit bureaus, affiliates, or other companies. |
| Why
can't I limit al sharing? |
Federal
law gives you the right to limit only
- sharing for affiliates'
everyday business purposes - information about your
creditworthiness
- affiliates from using
your information to market to you
- sharing for
nonaffiliates to market to you
State laws and individual
companies may give you additional rights to limit
sharing. See below for more on your rights under
state law. |
| Definitions |
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| Affiliates |
Companies
related by common ownership or control. They can be
financial and non-financial companies.
- Gehant Bank has no
affiliates.
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| Nonaffiliates |
Companies
not related by common ownership or control. They can
be financial and non-financial companies.
- Gehant Bank
doesn't share with nonaffiliates so they can market to
you.
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| Joint
Marketing |
A
formal agreement between nonaffiliated financial companies
that together market financial products or services to
you.
- Gehant Bank
doesn't jointly market.
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| Other
Important Information |
| For
Illinois Customers. We will not share personal
information with nonaffiliates either for them to market
to you or for joint marketing - without your
authorization. |
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