| Checking
Accounts
Regular Checking (Individual or Business) $100 to Open
- Free Checking
- Unlimited Check Writing
- Free ATM/Debit Card
NOW Accounts
- Interest Compounded Monthly
- Interest Subject to Change
- Minimum Balance $1,000
- Unlimited Check Writing
- Unlimited Withdrawals and Deposits
- Free ATM/Debit Card
Super NOW
- Interest Compounded Monthly
- Interest Subject to Change
- Minimum Balance $2,500
- Unlimited Check Writing
- Unlimited Withdrawals and Deposits
- Free AMT/Debit Card
Super MMDAs
- Interest Compounded Monthly
- Interest Subject to Change
- Minimum Balance $2,500
- Check Writing Privileges
- Free ATM/Debit Card
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Savings
Accounts
Passbook Savings
- Interest Compounded Quarterly
- Minimum Opening Balance $10
- Unlimited Deposits
- Quarterly Statement
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Certificates
of Deposit
- Competitive Interest Rates
- Minimum Balance of $1,000
- Terms Ranging from 91 Days to 36 Months
- Periodic CD "Specials"
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Individual
Retirement Accounts
- Traditional and Roth IRAs
- Competitive Rates
- IRAs linked to CD Terms
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Loan Products
Personal Loans
- Competitive Rates
- Tailored for Specific Needs
- Flexible Terms
Real Estate Loans
- Home
- Various Maturities up to 30 Years
- New Construction Loans
- Lot Loans
- Home Equity/Secondary Mortgages
Agriculture Loans
- Real Estate Financing
- Annual Operating Lines
- Grain Loans
- Livestock Loans
- Equipment and Machinery Financing
- Highly Competitive Rates and Programs
Commercial Loans
- Business Operating Lines
- Business Real Estate
- Equipment and Machinery Financing
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Special
Services & Products
- 24 Hour ATM
- Bank by Mail
- Cashier Checks
- Coin Counting
- Depository for Taxes
- Direct Deposit and ACH
- Fax Machine Services
- Gift Certificates
- License Sticker Service
- Money Orders
- Night Depository
- Notary Public Service
- Safe Deposit Boxes
- Trust Department Services
- TT&L Deposit
- U.S. Savings Bonds
- Wire Transfers
- Debit Card
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